Delta Dental Premier Plans
While most indemnity plans are not supported by a dental network,
Delta Dental Premier is a network-based indemnity product.
This means that enrollees who choose to visit a Premier network
dentist will on average have lower out-of-pocket costs than with
other carriers' non-network-based indemnity plans. Not only
does Delta Dental Premier offer enrollees the freedom to visit any
dentist, it also provides meaningful quality and cost protections.
Since Delta Dental Premier Dentists agree to accept fees that are
generally lower than average submitted fees for an area, a Delta
Dental Premier plan can potentially provide savings for both
employers and employees alike. Over 92% of California and 75%
of U.S. dentists are participating.
Delta Dental PPO plus Premier
Delta's unique PPO
plan design feature - employers can take advantage of the savings
from the PPO plan while providing employees with expanded access to
Delta Dental dentists who can limit their out-of-pocket costs.
Delta Dental PPO plus Premier combines the PPO and Premier networks
to maximize opportunities to save money. PPO dentists accept fees
that are more deeply discounted than the fees accepted by dentists
who participate in the larger Premier network. Employees who visit
a non-PPO dentist can save more by visiting a Premier dentist than
they can by visiting a non-Delta Dental dentist. PPO plus Premier
provides maximum network access while offering deeper savings within
the PPO network and a level of cost protection with the Premier
Dental Dental PPO dentists are reimbursed at the lesser of the
submitted charge or the PPO provider's contracted fee. Delta Dental
Premier dentists are reimbursed at the lesser of the submitted
charge or the Premier provider's contracted fee. Non-contracted
dentists are reimbursed at the lesser of the submitted charge or the
fee that satisfies a majority of the dentists with the same training
and geographical area.
PPO Classic Plans
Delta Dental PPO is Delta Dental’s preferred provider
organization program. The program provides maximum benefit when you
visit a PPO Dentist. PPO dentists are Delta dentists who have
agreed to charge PPO patients reduced fees. Under the PPO program,
you may visit any licensed dentist you wish. However reimbursement
will be based on the PPO provider’s contracted fee both in and out
of network. 50% of California dentists are Delta Dental Preferred
Group Dental Plan Presentations
DeltaCare Plans for a Family or Voluntary List
Delta Dental offers a dental HMO program, DeltaCare,
to take care of the dental care needs for individuals, families and
can be used in a voluntary list bill situation. The DeltaCare
program focuses on preventing dental problems and assuring the
delivery of quality dental care.
VSP® Vision Care puts
employees first and guarantees their satisfaction.
As the only
national not-for-profit in vision care, we reinvest in the things our
clients and members value most. Employees enjoy the lowest out-of-pocket
costs and the freedom to choose their provider, location and eyewear.
Employers get Smarter Vision Care™ that improves productivity and
retention, while lowering healthcare costs. Because we put employees
first, VSP has 99% client satisfaction and we’re consumers’ #1 choice in
Vision Service Plans
VSP Signature access plans for groups. With VSP Open Access
you can select any provider nationwide. We have 13 different
Voluntary Vision Service Plans
VSP Signature access plans for voluntary group situations.
With VSP Open Access you can select any provider nationwide.
We have 8 different options available.
The Real Cost of Vision
While it's important to look at things like premium and frequency when
researching vision plans, you shouldn't lose sight of out-of-pocket
in a vision plan. If your clients aren't offering VSP®, their
employees could pay up to $588 more for the same glasses.
Check out our handout or video below to learn why, then share this
information with your clients.
Real Cost of Vision
Value-Added Programs and marketing materials