DentalandVisionIns.com

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We offer group dental and vision plans through the Small Business Benefit Plan Trust. 

The following plans are available to California based groups of two or more enrolling employees.

We offer a variety of Delta Dental Plans utilizing both the PPO and Premier networks.
On all of our group plans, the member has a freedom of choice in the provider they use.
The cost to the member will always be less if they utilize a Delta Dental PPO provider.




Delta Dental High Option, Premier and Choice Plans
Employers can take advantage of the savings from the PPO network while providing employees with expanded access to Delta Dental dentists who can limit their out-of-pocket costs. These plans combine the PPO and Premier networks to maximize opportunities to save money.  PPO dentists accept fees that are more deeply discounted than the fees accepted by dentists who participate in the larger Premier network. Employees who visit a non-PPO dentist can save more by visiting a Premier dentist than they can by visiting a non-Delta Dental dentist. The plans provide maximum network access while offering deeper savings and better benefits within the PPO network and a level of cost protection with the Premier network.


PPO Classic Plans
Under the Classic plans, you may visit any licensed dentist you wish. However, reimbursement will be based on the PPO provider’s contracted fee both in and out of network. 69% of California dentists are Delta Dental Preferred Providers.


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Composite (resin) fillings on all teeth
This is a major benefit that sets us apart from the competition.
We are your source for Delta Dental plans that cover composite fillings on all teeth.
On other administrators’ Delta Dental plans direct composite (resin) restorations are only benefits on anterior teeth and the facial surface of bicuspids. (These are the teeth that you see in a mirror when you smile). Any other posterior direct composite (resin) restorations are optional services, and Delta Dental’s payment is limited to the cost of the equivalent amalgam restoration, with the difference being paid by the member.  Effective January 1st 2014 we changed our contract with Delta Dental to cover direct composite (resin) restorations as benefits available on all teeth.
Ask your dentist which filling material they use and recommend.



DeltaCare Plans for a Family or Voluntary List bill Group
Delta Dental offers a dental HMO program, DeltaCare, to take care of the dental care needs for individuals, families and can be used in a voluntary list bill situation.  The DeltaCare program focuses on preventing dental problems and assuring the delivery of quality dental care.
 
 

VSP® Vision Care puts employees first and guarantees their satisfaction.
As the only national not-for-profit in vision care, we reinvest in the things our clients and members value most. Employees enjoy the lowest out-of-pocket costs and the freedom to choose their provider, location and eyewear. Employers get Smarter Vision Care™ that improves productivity and retention, while lowering healthcare costs. Because we put employees first, VSP has 99% client satisfaction and we’re consumers’ #1 choice in vision care.


Vision Service Plans
VSP Signature access plans for groups.  With VSP Open Access you can select any provider nationwide.  We have 13 different options available.


Voluntary Vision Service Plans
VSP Signature access plans for voluntary group situations.  With VSP Open Access you can select any provider nationwide.  We have 8 different options available.


The Real Cost of Vision
While it's important to look at things like premium and frequency when researching vision plans, you shouldn't lose sight of out-of-pocket costs—employees' #1 priority in a vision plan. If your clients aren't offering VSP®, their employees could pay up to $588 more for the same glasses.

VSP Value-Added Programs and marketing materials